ZIP Code 35951 — Albertville city, AL Demographics & Data

ZIP code 35951 covers Albertville, AL in Marshall County with a population of about 14,112.

At a glance, the area shows median age of 37.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 256, 938; U.S. House district AL-4; the HUNTSVILLE - DECATUR (FLOR) media market.

Median household income in ZIP 35951 is about $51,869 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 26.0%; unemployment rate near 3.6%; 13.7% of adults with a bachelor’s degree or higher (about 20.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Construction; about 4.0% of workers reporting work-from-home (about 11.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $147,400 — about 58% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $554 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 74.2% (about 8.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35951 in Albertville, AL, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $947. That sits below the local median household income ($51,869), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Albertville city, AL as Relatively Moderate (composite score 87.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.3) and hurricane (69.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Albertville city, AL show little to no average snow and around 56.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 449 for ZIP 35951 (Albertville city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.