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Albertville city, AL

ZIP 35951 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35951

Median Home Value
$147,400
Median Rent
$554
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$947/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35951 in Albertville city, AL, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $947. That sits below the local median household income ($51,869), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.2%+13% vs US avg
x
Vacancy Rate
14.2%+38% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
3.9%-73% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
17.3%-65% vs US avg
x
Mortgage-Free
49.7%+30% vs US avg
x
$147,400
Home Value
$554
Rent
1987
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.6%
  • 1-unit attached0.2%
  • 2-9 units3.5%
  • 10+ units0.5%
  • Mobile home & other27.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$147,400
Median rent$554
Owner-occupied74.2%
Vacant14.2%
Price-to-income2.8x
Est. income to buy$41,000