Median home value is about $174,200 — about 50% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $497 (about 57% below the U.S. median rent ($1,163)), and owner-occupancy near 65.2% (roughly in line with the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 35901 in Gadsden, AL, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,119. That is roughly in line with the local median household income ($47,826). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.