ZIP Code 35906 — Rainbow City city, AL Demographics & Data

ZIP code 35906 covers Rainbow City, AL in Etowah County with a population of about 10,443.

At a glance, the area shows median age of 41.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 256, 938; U.S. House district AL-3; the BIRMINGHAM (ANN & TUSC) media market.

Median household income in ZIP 35906 is about $58,896 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.3%; unemployment rate near 8.4%; 21.6% of adults with a bachelor’s degree or higher (about 12.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Healthcare; about 8.5% of workers reporting work-from-home (about 6.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $199,500 — about 43% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $790 (about 32% below the U.S. median rent ($1,163)), and owner-occupancy near 65.0% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35906 in Rainbow City, AL, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,282. That is roughly in line with the local median household income ($58,896). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rainbow City city, AL as Relatively Moderate (composite score 87.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.5) and wildfire (72.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rainbow City city, AL show little to no average snow and around 57.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 333 for ZIP 35906 (Rainbow City city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.