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Gadsden city, AL

ZIP 35901 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35901

Median Home Value
$174,200
Median Rent
$497
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,119/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35901 in Gadsden city, AL, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,119. That is roughly in line with the local median household income ($47,826). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.2%-0% vs US avg
x
Vacancy Rate
20.3%+97% vs US avg
x
Broadband Access
82.6%-5% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
8.8%-31% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
24.2%-51% vs US avg
x
Mortgage-Free
49.2%+29% vs US avg
x
$174,200
Home Value
$497
Rent
1968
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.2%
  • 1-unit attached1.5%
  • 2-9 units16.7%
  • 10+ units5.1%
  • Mobile home & other4.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$174,200
Median rent$497
Owner-occupied65.2%
Vacant20.3%
Price-to-income3.6x
Est. income to buy$48,000