ZIP Code 35746 — Stevenson city, AL Demographics & Data

ZIP code 35746 covers Stevenson, AL in Jackson County with a population of about 817.

At a glance, the area shows median age of 55.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 256, 938; U.S. House district AL-5; the HUNTSVILLE - DECATUR (FLOR) media market.

Stevenson, AL fits a retirement-oriented profile (high share of residents 65+ (45.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 35746 is about $45,938 — about 39% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.2%; unemployment rate near 0.0%; 10.3% of adults with a bachelor’s degree or higher (about 23.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Utilities, and Education; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $126,700 — about 64% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.1% (about 30.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35746 in Stevenson, AL, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $814. That sits below the local median household income ($45,938), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Stevenson city, AL as Relatively Low (composite score 79.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (78.7) and wildfire (61.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Stevenson city, AL show little to no average snow and around 55.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 26 for ZIP 35746 (Stevenson city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.