ZIP Code 98648 — Stevenson city, WA Demographics & Data

ZIP code 98648 covers Stevenson, WA in Skamania County with a population of about 3,353.

At a glance, the area shows median age of 48.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 360, 509, 564; U.S. House district WA-3; the PORTLAND, OR media market.

Median household income in ZIP 98648 is about $93,553 — about 24% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.2%; unemployment rate near 4.1%; 32.6% of adults with a bachelor’s degree or higher (about 1.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Construction; about 15.4% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $477,400 — about 37% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $782 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 77.9% (about 12.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98648 in Stevenson, WA, a household would need roughly $131,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,067. That is about 40% above the local median household income ($93,553), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Stevenson city, WA as Relatively Low (composite score 49.7), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (93.9) and flood (49.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Stevenson city, WA show little to no average snow.

IRS migration statistics show a net inflow of about 180 for ZIP 98648 (Stevenson city, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.