ZIP Code 33897 — Four Corners CDP, FL Demographics & Data

ZIP code 33897 covers Four Corners, FL in Polk County with a population of about 29,206.

At a glance, the area shows median age of 38.9 (near the U.S. median).

It sits in telephone area code 863; U.S. House district FL-11; the TAMPA - ST. PETE (SARASOTA) media market.

Median household income in ZIP 33897 is about $73,457 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.1%; unemployment rate near 3.9%; 28.0% of adults with a bachelor’s degree or higher (about 5.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Food services, and Retail trade; about 15.1% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $279,100 — about 20% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,594 (about 37% above the U.S. median rent ($1,163)), and owner-occupancy near 69.6% (about 4.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33897 in Four Corners, FL, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,793. That is roughly in line with the local median household income ($73,457). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Four Corners CDP, FL as Relatively High (composite score 96.5), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.5) and wildfire (97.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Four Corners CDP, FL show little to no average snow and around 50.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,307 for ZIP 33897 (Four Corners CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.