ZIP Code 33896 — Poinciana CDP, FL Demographics & Data

ZIP code 33896 covers Poinciana, FL in Osceola County with a population of about 23,074.

At a glance, the area shows median age of 33.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 321, 407, 689, 863; U.S. House district FL-9; the TAMPA - ST. PETE (SARASOTA) media market.

Median household income in ZIP 33896 is about $74,485 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.4%; unemployment rate near 4.4%; 33.3% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Retail trade, and Food services; about 19.3% of workers reporting work-from-home (about 4.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $307,200 — about 12% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,752 (about 51% above the U.S. median rent ($1,163)), and owner-occupancy near 47.0% (about 18.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33896 in Poinciana, FL, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,973. That is roughly in line with the local median household income ($74,485). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Poinciana CDP, FL as Relatively Moderate (composite score 92.0), which is among the highest nationally. The strongest component scores on US5 are wildfire (94.8) and hurricane (94.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Poinciana CDP, FL show little to no average snow and around 52.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,033 for ZIP 33896 (Poinciana CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.