ZIP Code 33813 — Lakeland Highlands CDP, FL Demographics & Data

ZIP code 33813 covers Lakeland Highlands, FL in Polk County with a population of about 38,112.

At a glance, the area shows median age of 39.9 (near the U.S. median).

It sits in telephone area code 863; U.S. House district FL-18; the TAMPA - ST. PETE (SARASOTA) media market.

Median household income in ZIP 33813 is about $96,723 — about 29% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.1%; unemployment rate near 3.2%; 39.2% of adults with a bachelor’s degree or higher (about 5.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Professional services; about 14.1% of workers reporting work-from-home (about 1.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $330,100 — about 5% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,397 (about 20% above the U.S. median rent ($1,163)), and owner-occupancy near 77.3% (about 11.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33813 in Lakeland Highlands, FL, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,120. That is roughly in line with the local median household income ($96,723). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lakeland Highlands CDP, FL as Relatively High (composite score 96.5), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.5) and wildfire (97.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lakeland Highlands CDP, FL show little to no average snow and around 56.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,706 for ZIP 33813 (Lakeland Highlands CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.