ZIP Code 32403 — Tyndall AFB CDP, FL Demographics & Data

ZIP code 32403 covers Tyndall AFB, FL in Bay County with a population of about 379.

At a glance, the area shows median age of 21.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 448, 850; U.S. House district FL-2; the PANAMA CITY media market.

Tyndall AFB, FL reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 32403 is about $61,500 — about 18% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.9%; unemployment rate near 9.1%; 40.9% of adults with a bachelor’s degree or higher (about 7.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Arts and entertainment; about 10.7% of workers reporting work-from-home (about 4.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing tenure and rents show median gross rent around $1,955 (about 68% above the U.S. median rent ($1,163)), and owner-occupancy near 0.0% (about 65.4 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Tyndall AFB CDP, FL as Relatively Moderate (composite score 94.1), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.7) and wildfire (75.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tyndall AFB CDP, FL show little to no average snow.

IRS migration statistics show a net inflow of about 17 for ZIP 32403 (Tyndall AFB CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.