ZIP codes
12
Bay County, FL Demographics & ZIP Codes
Bay County, Florida demographics and median household income by ZIP code — 12 ZIP codes — population 181,443 — avg. income $66,869 — avg. home value $273,927. Compare income, housing, and ZIP-level data on US5.
Population
181,443
Median household income (avg.)
$66,869
89% of U.S. median
Average home value
$273,927
79% of U.S. median
Average rent
$1,235
106% of U.S. median
Bay County demographics
Bay County, Florida covers 12 ZIP codes, with a combined ZIP-area population of about 181,443.
Median household income in Bay County
The average median household income across ZIP codes in Bay County, Florida is about $66,869 — about 10% below the FL ZIP average ($74,612), and about 11% below the U.S. median ($75,149).
Among ZIPs with income data, 32444 (Lynn Haven) is near the top at about $89,508, while 32438 is near the bottom at about $42,417.
Housing in Bay County
For housing in Bay County, Florida, the average median home value is about $273,927 and the average median rent is about $1,235.
The most populous ZIP is 32404 (Panama City) with about 42,117 residents. Use the table below to compare ZIP codes across the county.
ZIP codes in Bay County
Sort by population, income, or home value. Click a column header to toggle ascending / descending.
| ZIP | City | County | State | Population ↓ | Income | Home value |
|---|---|---|---|---|---|---|
| 32404 | Panama City | Bay County | FL | 42,117 | $72,208 | $239,700 |
| 32405 | Panama City | Bay County | FL | 29,336 | $71,002 | $255,100 |
| 32444 | Lynn Haven | Bay County | FL | 20,102 | $89,508 | $292,700 |
| 32401 | Panama City | Bay County | FL | 18,394 | $49,901 | $207,000 |
| 32408 | Upper Grand Lagoon | Bay County | FL | 18,326 | $72,322 | $352,400 |
| 32407 | Panama City Beach | Bay County | FL | 15,459 | $79,052 | $403,500 |
| 32413 | Panama City Beach | Bay County | FL | 15,214 | $76,010 | $384,000 |
| 32409 | Lynn Haven | Bay County | FL | 10,941 | $60,687 | $221,500 |
| 32466 | — | Bay County | FL | 5,837 | $64,699 | $166,500 |
| 32438 | — | Bay County | FL | 4,839 | $42,417 | $127,900 |
| 32410 | Mexico Beach | Bay County | FL | 499 | $63,125 | $362,900 |
| 32403 | Tyndall AFB | Bay County | FL | 379 | $61,500 | — |
Frequently asked questions
What are the demographics of Bay County?
Bay County, Florida has a combined ZIP-area population of about 181,443 across 12 ZIP codes. Browse the ZIP table for population, income, and housing by code.
What is the median household income in Bay County?
The average median household income across ZIP codes in Bay County, Florida is about $66,869, about 10% below the state ZIP average ($74,612), and about 11% below the U.S. median ($75,149). Average median home value is about $273,927. Among ZIPs with data, 32444 (Lynn Haven) is near the top ($89,508) and 32438 is near the bottom ($42,417).
How many ZIP codes are in Bay County?
Bay County, Florida includes 12 ZIP codes on US5. Each row links to demographics, median income, and housing for that code.
Where can I find ZIP code demographics for Bay County?
This page lists ZIP codes in Bay County, Florida with population, median household income, and home value. Select a ZIP for a full demographics profile.