ZIP Code 30655 — Monroe city, GA Demographics & Data

ZIP code 30655 covers Monroe, GA in Walton County with a population of about 28,349.

At a glance, the area shows median age of 35.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 470, 678, 770, 943; U.S. House district GA-10; the ATLANTA media market.

Median household income in ZIP 30655 is about $68,292 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.8%; unemployment rate near 6.3%; 21.6% of adults with a bachelor’s degree or higher (about 12.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 11.6% of workers reporting work-from-home (about 3.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $290,900 — about 16% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $782 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 67.5% (about 2.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 30655 in Monroe, GA, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,869. That is about 17% above the local median household income ($68,292), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Monroe city, GA as Relatively Low (composite score 55.0), which is near the middle of the national distribution. The strongest component scores on US5 are flood (65.2) and hurricane (55.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Monroe city, GA show little to no average snow and around 50.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,251 for ZIP 30655 (Monroe city, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.