ZIP Code 30663 — Rutledge city, GA Demographics & Data

ZIP code 30663 covers Rutledge, GA in Morgan County with a population of about 3,507.

At a glance, the area shows median age of 44.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 706, 762; U.S. House district GA-10; the ATLANTA media market.

Median household income in ZIP 30663 is about $72,813 — about 3% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.7%; unemployment rate near 1.8%; 16.9% of adults with a bachelor’s degree or higher (about 16.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Healthcare; about 3.8% of workers reporting work-from-home (about 11.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $295,900 — about 15% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $872 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 82.3% (about 16.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 30663 in Rutledge, GA, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,901. That is roughly in line with the local median household income ($72,813). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rutledge city, GA as Very Low (composite score 19.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (57.4) and flood (38.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rutledge city, GA show little to no average snow and around 50.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 155 for ZIP 30663 (Rutledge city, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.