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Monroe city, GA

ZIP 30655 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 30655

Median Home Value
$290,900
Median Rent
$782
Affordability Snapshot
$80,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,869/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 30655 in Monroe city, GA, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,869. That is about 17% above the local median household income ($68,292), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.5%+3% vs US avg
x
Vacancy Rate
5.0%-51% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
6.4%-57% vs US avg
x
Built Pre-1939
4.7%-63% vs US avg
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
22.0%-56% vs US avg
x
Mortgage-Free
37.8%-1% vs US avg
x
$290,900
Home Value
$782
Rent
1993
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.0%
  • 1-unit attached1.1%
  • 2-9 units14.0%
  • 10+ units0.7%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$290,900
Median rent$782
Owner-occupied67.5%
Vacant5.0%
Price-to-income4.3x
Est. income to buy$80,000