ZIP Code 28435 — undefined, NC Demographics & Data

ZIP code 28435 covers NC in Pender County with a population of about 2,012.

At a glance, the area shows median age of 40.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 472, 910; U.S. House district NC-7; the WILMINGTON media market.

Median household income in ZIP 28435 is about $41,200 — about 45% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.3%; unemployment rate near 14.1%; 13.8% of adults with a bachelor’s degree or higher (about 19.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Construction, and Food services; about 6.0% of workers reporting work-from-home (about 9.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $154,900 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 85.7% (about 20.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28435 in NC, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $995. That is roughly in line with the local median household income ($41,200). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NC as Relatively Moderate (composite score 86.9), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (97.2) and wildfire (86.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NC show little to no average snow.

IRS migration statistics show a net inflow of about 84 for ZIP 28435 (NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.