ZIP Code 28457 — Rocky Point CDP, NC Demographics & Data

ZIP code 28457 covers Rocky Point, NC in Pender County with a population of about 11,131.

At a glance, the area shows median age of 37.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 472, 910; U.S. House district NC-7; the WILMINGTON media market.

Median household income in ZIP 28457 is about $66,860 — about 11% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.3%; unemployment rate near 7.1%; 17.4% of adults with a bachelor’s degree or higher (about 16.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Healthcare; about 6.6% of workers reporting work-from-home (about 8.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $233,300 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $587 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 82.1% (about 16.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28457 in Rocky Point, NC, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,499. That is roughly in line with the local median household income ($66,860). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rocky Point CDP, NC as Relatively Moderate (composite score 86.9), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (97.2) and wildfire (86.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rocky Point CDP, NC show little to no average snow and around 63.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 462 for ZIP 28457 (Rocky Point CDP, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.