US5.com
  1. Home
  2. States
  3. North Carolina
  4. ZIP 28435
  5. Housing & Real Estate
, NC

ZIP 28435 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28435

Median Home Value
$154,900
Median Rent
N/A
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$995/mo PITI).

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 28435 in NC, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $995. That is roughly in line with the local median household income ($41,200). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.7%+31% vs US avg
x
Vacancy Rate
15.8%+53% vs US avg
x
Broadband Access
65.3%-25% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
5.8%-54% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
17.8%-64% vs US avg
x
Mortgage-Free
70.6%+85% vs US avg
x
$154,900
Home Value
N/A
Rent
1982
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.8%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.7%
  • Mobile home & other35.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,900
Median rent$-666,666,666
Owner-occupied85.7%
Vacant15.8%
Price-to-income3.8x
Est. income to buy$43,000