ZIP Code 28115 — Mooresville town, NC Demographics & Data

ZIP code 28115 covers Mooresville, NC in Iredell County with a population of about 42,862.

At a glance, the area shows median age of 39.7 (near the U.S. median).

It sits in telephone area codes 704, 980; U.S. House district NC-10; the CHARLOTTE media market.

Median household income in ZIP 28115 is about $86,724 — about 15% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.2%; unemployment rate near 3.8%; 36.6% of adults with a bachelor’s degree or higher (about 2.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Healthcare; about 17.3% of workers reporting work-from-home (about 2.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $330,500 — about 5% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,028 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 73.4% (about 8.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28115 in Mooresville, NC, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,123. That is roughly in line with the local median household income ($86,724). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mooresville town, NC as Relatively Low (composite score 80.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.6) and hurricane (70.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mooresville town, NC show little to no average snow and around 44.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,779 for ZIP 28115 (Mooresville town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.