ZIP Code 28023 — China Grove town, NC Demographics & Data

ZIP code 28023 covers China Grove, NC in Rowan County with a population of about 15,255.

At a glance, the area shows median age of 41.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 704, 980; U.S. House district NC-6; the CHARLOTTE media market.

Median household income in ZIP 28023 is about $62,064 — about 17% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.6%; unemployment rate near 5.0%; 18.1% of adults with a bachelor’s degree or higher (about 15.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Healthcare; about 8.6% of workers reporting work-from-home (about 6.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $209,700 — about 40% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $756 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 79.5% (about 14.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28023 in China Grove, NC, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,347. That is roughly in line with the local median household income ($62,064). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for China Grove town, NC as Relatively Moderate (composite score 82.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (84.8) and hurricane (72.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for China Grove town, NC show little to no average snow and around 44.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 633 for ZIP 28023 (China Grove town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.