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Mooresville town, NC

ZIP 28115 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28115

Median Home Value
$330,500
Median Rent
$1,028
Affordability Snapshot
$91,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,123/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28115 in Mooresville town, NC, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,123. That is roughly in line with the local median household income ($86,724). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.4%+12% vs US avg
x
Vacancy Rate
7.1%-31% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
8.5%-43% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
16.2%-67% vs US avg
x
Mortgage-Free
30.2%-21% vs US avg
x
$330,500
Home Value
$1,028
Rent
1998
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.0%
  • 1-unit attached4.0%
  • 2-9 units5.4%
  • 10+ units3.2%
  • Mobile home & other8.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$330,500
Median rent$1,028
Owner-occupied73.4%
Vacant7.1%
Price-to-income3.8x
Est. income to buy$91,000