ZIP Code 28072 — Granite Quarry town, NC Demographics & Data

ZIP code 28072 covers Granite Quarry, NC in Rowan County with a population of about 591.

At a glance, the area shows median age of 39.0 (near the U.S. median).

It sits in telephone area codes 704, 980; U.S. House district NC-6; the CHARLOTTE media market.

Median household income in ZIP 28072 is about $56,814 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.6%; unemployment rate near 3.6%; 24.1% of adults with a bachelor’s degree or higher (about 9.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 1.1% of workers reporting work-from-home (about 14.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $187,300 — about 46% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $567 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 79.0% (about 13.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28072 in Granite Quarry, NC, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,203. That is roughly in line with the local median household income ($56,814). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Granite Quarry town, NC as Relatively Moderate (composite score 82.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (84.8) and hurricane (72.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Granite Quarry town, NC show little to no average snow and around 43.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 28072 (Granite Quarry town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.