ZIP Code 24176 — Union Hall CDP, VA Demographics & Data

ZIP code 24176 covers Union Hall, VA in Franklin County with a population of about 1,506.

At a glance, the area shows median age of 56.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-9; the ROANOKE - LYNCHBURG media market.

Union Hall, VA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 24176 is about $95,197 — about 27% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.8%; unemployment rate near 1.8%; 52.2% of adults with a bachelor’s degree or higher (about 18.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Food services; about 23.1% of workers reporting work-from-home (about 7.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $592,000 — about 70% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $869 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 93.2% (about 27.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 24176 in Union Hall, VA, a household would need roughly $163,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,803. That is about 71% above the local median household income ($95,197), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Union Hall CDP, VA as Very Low (composite score 7.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (78.8) and flood (11.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Union Hall CDP, VA show little to no average snow and around 49.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 85 for ZIP 24176 (Union Hall CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.