ZIP Code 24121 — North Shore CDP, VA Demographics & Data

ZIP code 24121 covers North Shore, VA in Bedford County with a population of about 10,782.

At a glance, the area shows median age of 56.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-9; the ROANOKE - LYNCHBURG media market.

North Shore, VA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 24121 is about $88,024 — about 17% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.4%; unemployment rate near 4.9%; 33.4% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Professional services; about 15.3% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $353,100 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $952 (about 18% below the U.S. median rent ($1,163)), and owner-occupancy near 89.9% (about 24.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 24121 in North Shore, VA, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,268. That is roughly in line with the local median household income ($88,024). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for North Shore CDP, VA as Relatively Low (composite score 51.2), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (73.0) and flood (68.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for North Shore CDP, VA show little to no average snow and around 46.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 608 for ZIP 24121 (North Shore CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.