ZIP Code 18828 — undefined, PA Demographics & Data

ZIP code 18828 covers PA in Susquehanna County with a population of about 207.

At a glance, the area shows median age of 52.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 272, 570; U.S. House district PA-9; the WILKES BARRE - SCRANTON media market.

PA reads as a military / base-oriented community on US5’s intent model (elevated veteran share (18.8%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 18828 is about $54,423 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.0%; unemployment rate near 7.0%; 9.5% of adults with a bachelor’s degree or higher (about 24.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Agriculture, and Mining; about 16.7% of workers reporting work-from-home (about 1.5 points above the U.S. share (15.2%)); a mean commute of about 55.0 minutes (U.S. average near 26.8).

Median home value is about $231,700 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.3% (about 29.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 18828 in PA, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,488. That is about 18% above the local median household income ($54,423), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for PA as Relatively Low (composite score 53.6), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (75.3) and flood (71.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for PA show little to no average snow and around 46.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 18828 (PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.