Median home value is about $174,200 — about 50% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $687 (about 41% below the U.S. median rent ($1,163)), and owner-occupancy near 71.6% (about 6.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 18623 in Laceyville, PA, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,119. That sits below the local median household income ($74,643), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.