ZIP Code 12442 — Hunter village, NY Demographics & Data

ZIP code 12442 covers Hunter, NY in Greene County with a population of about 425.

At a glance, the area shows median age of 63.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 518, 838; U.S. House district NY-19; the ALBANY - SCHENECTADY - TROY media market.

Hunter, NY fits a retirement-oriented profile (high share of residents 65+ (47.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 12442 is about $50,500 — about 33% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.9%; unemployment rate near 1.1%; 36.9% of adults with a bachelor’s degree or higher (about 3.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Food services, and Information; about 17.6% of workers reporting work-from-home (about 2.4 points above the U.S. share (15.2%)); a mean commute of about 145.0 minutes (U.S. average near 26.8).

Median home value is about $378,600 — about 9% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $734 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 70.4% (about 5.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12442 in Hunter, NY, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,432. That is about 106% above the local median household income ($50,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hunter village, NY as Relatively Low (composite score 68.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (81.8) and hurricane (81.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hunter village, NY show little to no average snow and around 56.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 12442 (Hunter village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.