ZIP Code 12492 — West Kill CDP, NY Demographics & Data

ZIP code 12492 covers West Kill, NY in Greene County with a population of about 213.

At a glance, the area shows median age of 54.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 329, 518, 838, 845; U.S. House district NY-19; the ALBANY - SCHENECTADY - TROY media market.

West Kill, NY aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 12492 is about $125,313 — about 67% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 0.0%; 56.8% of adults with a bachelor’s degree or higher (about 23.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Real estate, and Construction; about 40.6% of workers reporting work-from-home (about 25.4 points above the U.S. share (15.2%)); a mean commute of about 63.0 minutes (U.S. average near 26.8).

Median home value is about $402,700 — about 16% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.5% (about 31.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12492 in West Kill, NY, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,587. That sits below the local median household income ($125,313), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for West Kill CDP, NY as Relatively Low (composite score 68.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (81.8) and hurricane (81.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for West Kill CDP, NY show little to no average snow and around 56.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 12492 (West Kill CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.