ZIP Code 12485 — Tannersville village, NY Demographics & Data

ZIP code 12485 covers Tannersville, NY in Greene County with a population of about 1,136.

At a glance, the area shows median age of 30.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 518, 838; U.S. House district NY-19; the ALBANY - SCHENECTADY - TROY media market.

Median household income in ZIP 12485 is about $85,455 — about 14% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.4%; unemployment rate near 1.6%; 18.3% of adults with a bachelor’s degree or higher (about 15.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Other services, and Construction; about 3.6% of workers reporting work-from-home (about 11.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $385,400 — about 11% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $876 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 62.2% (about 3.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12485 in Tannersville, NY, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,476. That is about 24% above the local median household income ($85,455), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tannersville village, NY as Relatively Low (composite score 68.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (81.8) and hurricane (81.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tannersville village, NY show little to no average snow and around 56.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 49 for ZIP 12485 (Tannersville village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.