ZIP Code 10976 — Orangeburg CDP, NY Demographics & Data

ZIP code 10976 covers Orangeburg, NY in Rockland County with a population of about 2,215.

At a glance, the area shows median age of 39.3 (near the U.S. median).

It sits in telephone area codes 329, 845; U.S. House district NY-17; the NEW YORK media market.

Orangeburg, NY sits in a university / college context (near st. thomas aquinas college (1.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 10976 is about $95,956 — about 28% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.7%; unemployment rate near 6.8%; 53.6% of adults with a bachelor’s degree or higher (about 19.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Food services; about 24.5% of workers reporting work-from-home (about 9.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $658,300 — about 89% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 63.2% (about 2.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10976 in Orangeburg, NY, a household would need roughly $181,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,229. That is about 89% above the local median household income ($95,956), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Orangeburg CDP, NY as Relatively Moderate (composite score 88.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.8) and hurricane (85.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Orangeburg CDP, NY show little to no average snow and around 51.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 96 for ZIP 10976 (Orangeburg CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.