ZIP Code 10977 — Chestnut Ridge village, NY Demographics & Data

ZIP code 10977 covers Chestnut Ridge, NY in Rockland County with a population of about 71,465.

At a glance, the area shows median age of 24.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 329, 845; U.S. House district NY-17; the NEW YORK media market.

Chestnut Ridge, NY sits in a university / college context (near mechon l'hoyroa (0.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 10977 is about $77,724 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 29.1%; unemployment rate near 5.3%; 23.1% of adults with a bachelor’s degree or higher (about 10.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 8.3% of workers reporting work-from-home (about 6.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $602,300 — about 73% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,499 (about 29% above the U.S. median rent ($1,163)), and owner-occupancy near 45.9% (about 19.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10977 in Chestnut Ridge, NY, a household would need roughly $166,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,869. That is about 114% above the local median household income ($77,724), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Chestnut Ridge village, NY as Relatively Moderate (composite score 88.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.8) and hurricane (85.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Chestnut Ridge village, NY show little to no average snow and around 51.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,087 for ZIP 10977 (Chestnut Ridge village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.