ZIP Code 08826 — Glen Gardner borough, NJ Demographics & Data

ZIP code 08826 covers Glen Gardner, NJ in Hunterdon County with a population of about 5,255.

At a glance, the area shows median age of 47.4 versus a U.S. median of about 38.9.

It sits in telephone area code 908; U.S. House district NJ-7; the NEW YORK media market.

Median household income in ZIP 08826 is about $119,576 — about 59% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.4%; unemployment rate near 5.4%; 46.5% of adults with a bachelor’s degree or higher (about 12.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Manufacturing; about 17.1% of workers reporting work-from-home (about 1.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $441,600 — about 27% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,356 (about 17% above the U.S. median rent ($1,163)), and owner-occupancy near 86.3% (about 20.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08826 in Glen Gardner, NJ, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,837. That is roughly in line with the local median household income ($119,576). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Glen Gardner borough, NJ as Relatively Low (composite score 78.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.8) and hurricane (74.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Glen Gardner borough, NJ show little to no average snow and around 50.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 338 for ZIP 08826 (Glen Gardner borough, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.