US5.com
  1. Home
  2. States
  3. New Jersey
  4. ZIP 08826
  5. Housing & Real Estate
Glen Gardner borough, NJ

ZIP 08826 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08826

Median Home Value
$441,600
Median Rent
$1,356
Affordability Snapshot
$122,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,837/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08826 in Glen Gardner borough, NJ, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,837. That is roughly in line with the local median household income ($119,576). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.3%+32% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
4.3%-66% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
27.4%-45% vs US avg
x
Mortgage-Free
38.8%+2% vs US avg
x
$441,600
Home Value
$1,356
Rent
1978
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.2%
  • 1-unit attached4.7%
  • 2-9 units5.7%
  • 10+ units6.9%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$441,600
Median rent$1,356
Owner-occupied86.3%
Vacant3.3%
Price-to-income3.7x
Est. income to buy$122,000