ZIP Code 08802 — Asbury CDP, NJ Demographics & Data

ZIP code 08802 covers Asbury, NJ in Hunterdon County with a population of about 4,604.

At a glance, the area shows median age of 48.5 versus a U.S. median of about 38.9.

It sits in telephone area code 908; U.S. House district NJ-7; the NEW YORK media market.

Median household income in ZIP 08802 is about $131,012 — about 74% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.9%; unemployment rate near 3.6%; 46.9% of adults with a bachelor’s degree or higher (about 13.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Education; about 21.9% of workers reporting work-from-home (about 6.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $458,500 — about 32% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,818 (about 56% above the U.S. median rent ($1,163)), and owner-occupancy near 95.0% (about 29.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08802 in Asbury, NJ, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,945. That is roughly in line with the local median household income ($131,012). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Asbury CDP, NJ as Relatively Low (composite score 78.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.8) and hurricane (74.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Asbury CDP, NJ show little to no average snow and around 51.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 296 for ZIP 08802 (Asbury CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.