ZIP Code 07432 — Midland Park borough, NJ Demographics & Data

ZIP code 07432 covers Midland Park, NJ in Bergen County with a population of about 6,996.

At a glance, the area shows median age of 42.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 201, 551; U.S. House district NJ-5; the NEW YORK media market.

Median household income in ZIP 07432 is about $140,063 — about 86% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.6%; unemployment rate near 8.0%; 55.2% of adults with a bachelor’s degree or higher (about 21.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Professional services, and Healthcare; about 17.4% of workers reporting work-from-home (about 2.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $586,200 — about 68% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,730 (about 49% above the U.S. median rent ($1,163)), and owner-occupancy near 69.5% (about 4.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07432 in Midland Park, NJ, a household would need roughly $161,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,766. That is roughly in line with the local median household income ($140,063). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Midland Park borough, NJ as Relatively High (composite score 97.8), which is among the highest nationally. The strongest component scores on US5 are flood (98.8) and hurricane (92.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Midland Park borough, NJ show little to no average snow and around 48.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 450 for ZIP 07432 (Midland Park borough, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.