ZIP Code 07631 — Englewood city, NJ Demographics & Data

ZIP code 07631 covers Englewood, NJ in Bergen County with a population of about 29,342.

At a glance, the area shows median age of 43.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 201, 551; U.S. House district NJ-5; the NEW YORK media market.

Englewood, NJ sits in a university / college context (near holy name medical center-sister claire tynan school of nursing (1.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 07631 is about $101,398 — about 35% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.8%; unemployment rate near 6.5%; 45.6% of adults with a bachelor’s degree or higher (about 11.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Food services, and Retail trade; about 12.8% of workers reporting work-from-home (about 2.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $497,500 — about 43% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,770 (about 52% above the U.S. median rent ($1,163)), and owner-occupancy near 52.7% (about 12.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07631 in Englewood, NJ, a household would need roughly $137,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,196. That is about 35% above the local median household income ($101,398), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Englewood city, NJ as Relatively High (composite score 97.8), which is among the highest nationally. The strongest component scores on US5 are flood (98.8) and hurricane (92.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Englewood city, NJ show little to no average snow and around 46.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,889 for ZIP 07631 (Englewood city, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.