ZIP Code 06103 — Hartford city, CT Demographics & Data

ZIP code 06103 covers Hartford, CT in Hartford County with a population of about 2,845.

At a glance, the area shows median age of 31.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 860, 959; U.S. House district CT-1; the HARTFORD & NEW HAVEN media market.

Hartford, CT sits in a university / college context (near connecticut state community college (0.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 06103 is about $79,476 — about 6% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.9%; unemployment rate near 7.7%; 67.2% of adults with a bachelor’s degree or higher (about 33.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Finance and insurance, Professional services, and Healthcare; about 12.8% of workers reporting work-from-home (about 2.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $319,000 — about 8% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,607 (about 38% above the U.S. median rent ($1,163)), and owner-occupancy near 4.1% (about 61.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 06103 in Hartford, CT, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,049. That is roughly in line with the local median household income ($79,476). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Hartford city, CT show little to no average snow and around 42.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 157 for ZIP 06103 (Hartford city, CT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.