ZIP Code 06120 — Hartford city, CT Demographics & Data

ZIP code 06120 covers Hartford, CT in Hartford County with a population of about 13,832.

At a glance, the area shows median age of 30.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 860, 959; U.S. House district CT-1; the HARTFORD & NEW HAVEN media market.

Hartford, CT sits in a university / college context (near rensselaer at hartford (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 06120 is about $33,521 — about 55% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 35.1%; unemployment rate near 15.8%; 8.8% of adults with a bachelor’s degree or higher (about 24.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Food services; about 3.9% of workers reporting work-from-home (about 11.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $183,000 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $995 (about 14% below the U.S. median rent ($1,163)), and owner-occupancy near 14.7% (about 50.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 06120 in Hartford, CT, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,176. That is about 49% above the local median household income ($33,521), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Hartford city, CT show little to no average snow and around 42.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 763 for ZIP 06120 (Hartford city, CT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.