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Hartford city, CT

ZIP 06103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06103

Median Home Value
$319,000
Median Rent
$1,607
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,049/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06103 in Hartford city, CT, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,049. That is roughly in line with the local median household income ($79,476). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
4.1%-94% vs US avg
x
Vacancy Rate
20.3%+97% vs US avg
x
Broadband Access
96.5%+11% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
3.4%-74% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
23.1%-54% vs US avg
x
Mortgage-Free
80.7%+111% vs US avg
x
$319,000
Home Value
$1,607
Rent
1968
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.9%
  • 1-unit attached0.0%
  • 2-9 units2.1%
  • 10+ units96.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$319,000
Median rent$1,607
Owner-occupied4.1%
Vacant20.3%
Price-to-income4.0x
Est. income to buy$88,000