ZIP Code 05651 — East Montpelier CDP, VT Demographics & Data

ZIP code 05651 covers East Montpelier, VT in Washington County with a population of about 1,499.

At a glance, the area shows median age of 41.8 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the BURLINGTON - PLATTSBURGH media market.

Median household income in ZIP 05651 is about $92,813 — about 24% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.1%; unemployment rate near 5.9%; 43.5% of adults with a bachelor’s degree or higher (about 9.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Healthcare; about 18.9% of workers reporting work-from-home (about 3.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $324,300 — about 7% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $557 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 88.3% (about 22.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05651 in East Montpelier, VT, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,083. That is roughly in line with the local median household income ($92,813). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for East Montpelier CDP, VT as Relatively Low (composite score 52.2), which is near the middle of the national distribution. The strongest component scores on US5 are flood (70.9) and hurricane (67.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for East Montpelier CDP, VT show little to no average snow and around 41.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 77 for ZIP 05651 (East Montpelier CDP, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.