ZIP Code 05677 — Waterbury Center CDP, VT Demographics & Data

ZIP code 05677 covers Waterbury Center, VT in Washington County with a population of about 2,298.

At a glance, the area shows median age of 49.6 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the BURLINGTON - PLATTSBURGH media market.

Waterbury Center, VT ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$151,745)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 05677 is about $151,745 — about 102% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.0%; unemployment rate near 0.0%; 55.9% of adults with a bachelor’s degree or higher (about 22.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Education; about 18.1% of workers reporting work-from-home (about 2.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $474,000 — about 36% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.3% (about 26.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05677 in Waterbury Center, VT, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,045. That sits below the local median household income ($151,745), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Waterbury Center CDP, VT as Relatively Low (composite score 52.2), which is near the middle of the national distribution. The strongest component scores on US5 are flood (70.9) and hurricane (67.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Waterbury Center CDP, VT show little to no average snow and around 46.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 119 for ZIP 05677 (Waterbury Center CDP, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.