ZIP Code 05403 — South Burlington city, VT Demographics & Data

ZIP code 05403 covers South Burlington, VT in Chittenden County with a population of about 20,385.

At a glance, the area shows median age of 38.8 (near the U.S. median).

It sits in telephone area code 802; U.S. House district VT-00; the BURLINGTON - PLATTSBURGH media market.

South Burlington, VT sits in a university / college context (near champlain college (2.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 05403 is about $97,041 — about 29% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.0%; unemployment rate near 4.8%; 65.3% of adults with a bachelor’s degree or higher (about 31.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; about 16.3% of workers reporting work-from-home (about 1.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $399,100 — about 15% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,644 (about 41% above the U.S. median rent ($1,163)), and owner-occupancy near 60.0% (about 5.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05403 in South Burlington, VT, a household would need roughly $110,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,564. That is roughly in line with the local median household income ($97,041). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for South Burlington city, VT as Relatively Low (composite score 63.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (76.4) and hurricane (65.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for South Burlington city, VT show little to no average snow and around 37.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,051 for ZIP 05403 (South Burlington city, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.