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South Burlington city, VT

ZIP 05403 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05403

Median Home Value
$399,100
Median Rent
$1,644
Affordability Snapshot
$110,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,564/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05403 in South Burlington city, VT, a household would need roughly $110,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,564. That is roughly in line with the local median household income ($97,041). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
60.0%-8% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
0.9%-88% vs US avg
x
Rent Burden >30%
26.2%-47% vs US avg
x
Mortgage-Free
31.5%-17% vs US avg
x
$399,100
Home Value
$1,644
Rent
1988
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached39.8%
  • 1-unit attached18.2%
  • 2-9 units17.2%
  • 10+ units24.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$399,100
Median rent$1,644
Owner-occupied60.0%
Vacant2.9%
Price-to-income4.1x
Est. income to buy$110,000