ZIP Code 05045 — Fairlee CDP, VT Demographics & Data

ZIP code 05045 covers Fairlee, VT in Orange County with a population of about 1,787.

At a glance, the area shows median age of 50.2 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the BURLINGTON - PLATTSBURGH media market.

Median household income in ZIP 05045 is about $73,889 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.6%; unemployment rate near 0.8%; 54.8% of adults with a bachelor’s degree or higher (about 21.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Construction; about 13.8% of workers reporting work-from-home (about 1.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $265,200 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $985 (about 15% below the U.S. median rent ($1,163)), and owner-occupancy near 83.1% (about 17.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05045 in Fairlee, VT, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,704. That is roughly in line with the local median household income ($73,889). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fairlee CDP, VT as Very Low (composite score 26.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (65.5) and flood (50.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fairlee CDP, VT show little to no average snow and around 43.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 92 for ZIP 05045 (Fairlee CDP, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.