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Fairlee CDP, VT

ZIP 05045 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05045

Median Home Value
$265,200
Median Rent
$985
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,704/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05045 in Fairlee CDP, VT, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,704. That is roughly in line with the local median household income ($73,889). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.1%+27% vs US avg
x
Vacancy Rate
16.4%+60% vs US avg
x
Broadband Access
85.4%-2% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
2.3%-66% vs US avg
x
Rent Burden >30%
17.1%-66% vs US avg
x
Mortgage-Free
38.9%+2% vs US avg
x
$265,200
Home Value
$985
Rent
1972
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.9%
  • 1-unit attached2.6%
  • 2-9 units5.9%
  • 10+ units0.9%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$265,200
Median rent$985
Owner-occupied83.1%
Vacant16.4%
Price-to-income3.6x
Est. income to buy$73,000