ZIP Code 03103 — Manchester city, NH Demographics & Data

ZIP code 03103 covers Manchester, NH in Hillsborough County with a population of about 37,659.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area code 603; U.S. House district NH-1; the BOSTON (MANCHESTER) media market.

Median household income in ZIP 03103 is about $70,049 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.2%; unemployment rate near 3.5%; 23.8% of adults with a bachelor’s degree or higher (about 9.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 7.7% of workers reporting work-from-home (about 7.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $313,500 — about 10% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,128 (about 3% below the U.S. median rent ($1,163)), and owner-occupancy near 49.8% (about 15.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 03103 in Manchester, NH, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,014. That is about 23% above the local median household income ($70,049), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Manchester city, NH as Relatively Moderate (composite score 89.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (92.6) and hurricane (92.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Manchester city, NH show little to no average snow and around 40.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,767 for ZIP 03103 (Manchester city, NH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.