ZIP Code 03054 — East Merrimack CDP, NH Demographics & Data

ZIP code 03054 covers East Merrimack, NH in Hillsborough County with a population of about 27,604.

At a glance, the area shows median age of 41.5 versus a U.S. median of about 38.9.

It sits in telephone area code 603; U.S. House district NH-1; the BOSTON (MANCHESTER) media market.

Median household income in ZIP 03054 is about $128,897 — about 72% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.4%; unemployment rate near 2.0%; 49.1% of adults with a bachelor’s degree or higher (about 15.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Professional services, and Education; about 18.3% of workers reporting work-from-home (about 3.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $406,200 — about 17% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,669 (about 44% above the U.S. median rent ($1,163)), and owner-occupancy near 89.0% (about 23.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 03054 in East Merrimack, NH, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,609. That sits below the local median household income ($128,897), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for East Merrimack CDP, NH as Relatively Moderate (composite score 89.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (92.6) and hurricane (92.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for East Merrimack CDP, NH show little to no average snow and around 48.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,295 for ZIP 03054 (East Merrimack CDP, NH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.