ZIP Code 02896 — undefined, RI Demographics & Data

ZIP code 02896 covers RI in Providence County with a population of about 11,683.

At a glance, the area shows median age of 45.4 versus a U.S. median of about 38.9.

It sits in telephone area code 401; U.S. House district RI-1; the PROVIDENCE - NEW BEDFORD media market.

Median household income in ZIP 02896 is about $109,436 — about 46% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.9%; unemployment rate near 3.4%; 34.5% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Education; about 17.4% of workers reporting work-from-home (about 2.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $423,500 — about 22% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $996 (about 14% below the U.S. median rent ($1,163)), and owner-occupancy near 81.0% (about 15.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 02896 in RI, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,720. That is roughly in line with the local median household income ($109,436). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for RI as Relatively Moderate (composite score 93.7), which is among the highest nationally. The strongest component scores on US5 are flood (96.6) and hurricane (91.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for RI show little to no average snow and around 51.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 431 for ZIP 02896 (RI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.