ZIP Code 02858 — undefined, RI Demographics & Data

ZIP code 02858 covers RI in Providence County with a population of about 280.

At a glance, the area shows median age of 55.5 versus a U.S. median of about 38.9.

It sits in telephone area code 401; U.S. House district RI-2; the PROVIDENCE - NEW BEDFORD media market.

RI fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 02858 is about $92,016 — about 22% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 30.6% of adults with a bachelor’s degree or higher (about 3.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Transportation, and Construction; a mean commute of about 113.0 minutes (U.S. average near 26.8).

Median home value is about $342,900 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 02858 in RI, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,203. That is roughly in line with the local median household income ($92,016). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for RI as Relatively Moderate (composite score 93.7), which is among the highest nationally. The strongest component scores on US5 are flood (96.6) and hurricane (91.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for RI show little to no average snow and around 51.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 10 for ZIP 02858 (RI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.