ZIP Code 02817 — undefined, RI Demographics & Data

ZIP code 02817 covers RI in Kent County with a population of about 6,598.

At a glance, the area shows median age of 43.7 versus a U.S. median of about 38.9.

It sits in telephone area code 401; U.S. House district RI-2; the PROVIDENCE - NEW BEDFORD media market.

Median household income in ZIP 02817 is about $137,485 — about 83% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.8%; unemployment rate near 7.8%; 34.6% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Construction; about 9.5% of workers reporting work-from-home (about 5.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $500,500 — about 44% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,970 (about 69% above the U.S. median rent ($1,163)), and owner-occupancy near 82.6% (about 17.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 02817 in RI, a household would need roughly $138,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,215. That is roughly in line with the local median household income ($137,485). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for RI as Relatively Low (composite score 69.4), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (82.4) and flood (80.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for RI show little to no average snow and around 52.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 244 for ZIP 02817 (RI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.